• The Unintended Consequences of Ring Doorbells,Herb Rim

    The Unintended Consequences of Ring Doorbells

    The Unintended Consequences of Ring Doorbells: How Technology Fuels Neighborhood Paranoia and Racial Profiling In the not-so-distant past, the sound of a doorbell ringing would spark curiosity rather than anxiety. It might signal the arrival of a friend, a neighbor with a fresh batch of cookies, or

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  • Does Canceling Old Credit Cards Hurt Your Credit Score?,Herb Rim

    Does Canceling Old Credit Cards Hurt Your Credit Score?

    If you have credit cards you rarely use that charge annual fees, you may be tempted to cancel them. But will closing those accounts damage your credit score?   Financial experts say canceling cards can lead to a temporary credit score drop, but it's usually worth it to avoid paying those pesky annua

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  • Mortgage Rates on the Rise Again - How to Lock in a Good Rate,Herb Rim

    Mortgage Rates on the Rise Again - How to Lock in a Good Rate

    If you've been watching mortgage rates lately, you've likely noticed them creeping up once more. As of March 18, 2024, the average rate on a 30-year fixed mortgage has risen to 7.125%, up 0.25 percentage points from just a few days ago.   Rising rates can make an already expensive housing market eve

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