
15-Year vs. 30-Year Mortgage: Which is Better
Is a 15-Year Mortgage Better Than a 30-Year Mortgage? (The LA Cost Analysis) In most parts of the country, the debate between a 15-year and a 30-year mortgage is a matter of preference. In Los Angeles, where the median home price hovers near $1 million, it is a matter of survival. The allure of th

Mortgage Rates and the Fed Rate
What Happens to My Mortgage Rate If the Fed Raises Interest Rates? (Spoiler: It’s Not What You Think) When the Federal Reserve announces a rate hike, the headlines scream: "Fed Raises Rates! Borrowing Costs to Soar!" Naturally, if you are shopping for a home, you might panic. You might assume that

Los Angeles ADU Guide: Rules, Costs, and Maximizing Rental Income
Los Angeles ADU Guide: Maximizing Rental Income with an Accessory Dwelling Unit In Los Angeles, the backyard is no longer just for barbecues—it’s for business. Thanks to sweeping changes in state and local laws, the Accessory Dwelling Unit (ADU)—formerly known as the "granny flat"—has become the h
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